PT Sharing Vision Indonesia : Banking Technology Delivery
Leading delivery of a mini Core Banking System (CBS), Mobile Banking, and PRIMA payment network integration for two Indonesian rural banks (BPR), from requirements through go-live. Manages a two-year managed service contract covering core banking, mobile banking, infrastructure, and a Fraud Detection System, acting as the primary interface between bank management and the engineering team.
Contract and commercial
- Consolidated multiple separate vendor agreements into a single multi-year managed service contract
- Drafted and negotiated the contract revision, including SLA terms and a 24-month subscription roadmap
Product ownership
- Own the product backlog and release planning for CBS and mobile banking enhancements
- Translate business and regulatory needs into requirement documents, test scenarios, and change management plans executed with engineers
Fraud Detection System
- Produced the FDS requirements specification and WBS, including regulatory mapping to POJK 12/2024, a RACI matrix, and a risk acceptance framework
- Developed FDS testing scenarios and defined integration behaviour between CBS and FDS, including timeout handling
- Designed and delivered a two-day client FDS workshop plus executive presentations on FDS architecture and regulatory compliance
- Prepared regulatory briefing materials covering POJK 12/2024, PBI 10/2025, and PADG 32/2025
Core Banking System (Elixir)
- Deliver and maintain the features behind the bank's lending-related regulatory obligations, including SLIK credit bureau report generation for OJK and CKPN loan-loss provisioning calculations
- Coordinate issue resolution and output validation with the bank and developers, working across the full stack from database level to application level
- Localised Apache Superset for Indonesian conventions (month names, number suffixes)
Compliance
- Assessed the DTTOT/APU-PPT and CKPN modules against OJK requirements
- Mapped POJK 8/2023 account blocking requirements against system capability
- Analysed POJK 11 / SLIK H+3 reporting obligations against the current implementation
Delivery operations
- Managed production deployments including Mobile Banking V3, the Fraud Detection System, and supporting infrastructure, producing change management documentation and minutes of meeting for each release
- Maintained GitLab issue tracking and a steady client communication cadence